Make your credit scoring more competitive, improve your credit risk while reducing the manual workload and offer a new digital and instantaneous experience to your customers.
Our technology provides credit applicants with a simple way to communicate their data to credit institutions in order to streamline the evaluation process and obtain an immediate and final credit decision.
Automate complex administrative procedures, deliver a quick response to credit application, and improve customer satisfaction.
Our solution allows you to verify the identity of the borrower and have access to non-falsifiable data, which significantly reduces the risk of fraud.
Access to Open Banking data - enriched by accurate categorization - significantly increases the Gini coefficient (up to 75%).
Our algorithms provide access to structured KPIs (key performance indicators) of the credit applicant's consumption patterns to get an automatic and in-depth analysis.Thanks to our automatic and precise data categorization technology, interpreting heterogenous / very diverse banking data becomes easier. Thus, you can improve your scoring calculation with relevant data.
The “payment incidents” category detects risky transactions. It lists, among other things, intervention fees, payment rejection banking prohibitions, offenses, etc.. Therefore it facilitates your analysis and accelerates the disqualification of irrelevant applicants.
Start using the API or contact us for more information