Press release

Fime & Bridge partner to accelerate API open banking compliance

November 02, 2020Fime and Bridge powered by Bankin’, one of Europe’s leading open banking solutions, have partnered to help banks fast-track the functional and security testing of their APIs to achieve exemption from the fall back mechanism under thePSD2  regulation. Their co-developed end-to-end APItesting platform works in a production environment, allowing Fime to automatically test banks’ API open banking are in line with the European regulations.


The automated testing platform helps banks validate compliance with the Regulatory Technical Standards, The Berlin Group standards and the STET standards. It is available for AIS1, PIS and CBPII APIs. To complete the process, Fime experts provide compliance services to deliver the compliance report to the NCA (National Competent Authority).

“APIs need to be thoroughly tested before they can be exempted (article 33.6 b of the RTS - Regulatory Technical Standards related to the implementation of the PSD2). There was no solution on the market today to answer some needs which was slowing the adoption of open banking and causing frustration amongst some stakeholders,” comments Alexis Roque, Head of Operations at Bridge powered by Bankin’.

Raphaël Guilley, VP Testing Solutions at Fime, adds: “Regulatory pressures are mounting for banks. This platform empowers banks to ensure the performance and security of their APIs, as well as alignment with some of the largest open-access API standards in Europe. This is a significant step towards greater stability and compliance in the open banking ecosystem.” 

Learn more about the test platform, and complimentary services, and how it is supporting the growth of the open banking ecosystem here.

1AIS: Account Information Services

2PIS: Payment Initiation Services

3CBPII: Card Based Payment Instruments Issuing


About Fime

We enable our clients to create and launch trusted and secure solutions with consulting and testing services in payments, smart mobility, biometrics, authentication and open banking. Fime offers global cross-industry perspective, local insight, and unique heritage in testing and certification. We provide transformative business expertise, partnering with organizations worldwide to define, design, deliver and test their products and services. 

With 400+ experts around the world, we work strategically to help our clients turn ideas into reality, swiftly take products to market, and achieve competitive advantage. Working together, we turn powerful innovations into the future of trusted transactions.

Making innovation possible. 

www.fime.com | Blog | Twitter | LinkedIn | YouTube

About Bridge powered by Bankin'

Bridge powered by Bankin’ is one of the leading Open-Banking solutions in Europe, developed by Bankin’, brands of the payment institution Perspecteev SAS, first European player approved “PSD2” by the French regulator (ACPR). Bridge allows you to aggregate, standardize and enrich financial data processing and initiate secure transfers within professional applications like RCA, Sage, Cegid, Experian or Banque Casino in a totally secure way. Bridge is connected to 200+ financial institutions in Europe. Bridge has been serving successfully the mobile app Bankin’ and its 4.4 million professional and private users since 2011, making its algorithms and payment services the best on the market. Bridge is easy to integrate and is fully compliant with the banking safety standards. www.bridgeapi.io   

www.bridgeapi.io I Twitter I LinkedIn


Related Posts

Crédit

Qu'est-ce que le score de gini appliqué au crédit scoring ?

Les modèles de crédit score se fondent sur un ensemble d’indicateurs. L’indice de Gini en est le plus populaire. Comment l’Open Banking vient améliorer le score de Gini pour l’octroi des crédits ?

Paiement

Qu'est-ce que le paiement par virement bancaire Open Banking ?

Le virement bancaire Open Banking vient révolutionner ce marché, pour l’e-commerce, mais pas seulement. Qu’est-ce que le paiement par virement bancaire Open Banking ? Comment fonctionne-t-il et quels sont ses cas d’usage ? Vous trouverez toutes les réponses dans notre article. 

Gestion de trésorerie

Comment prévoir vos problèmes de trésorerie avec l'Open banking ?

Vous rêvez de recevoir des alertes pour anticiper vos problèmes de trésorerie ? Le rêve devient presque réalité avec l’Open Banking : votre cash management n’aura jamais été aussi performant !

Voir tous les articles